Bankruptcy Australia

Are Creditors and Debt Collectors making your life hell?

• Are too many debts making your life a misery?
• Is the worry and stress of your debts getting your down?
• Are you receiving threatening calls from creditors?
• Are any of your goods about to be repossessed?
• Is most of your wage eaten away by credit repayments?
• Are you selling your assets to pay off your debts?
• Do you need help out of the never-ending debt trap?

If you answer YES to most of these questions, then...

Voluntary Bankruptcy may be the answer for you.

Your personal debts, called Unsecured Debts, which might include credit cards, store card debts, personal loans, mobile phone accounts etc. are all cancelled if you decide to proceed with Voluntary Bankruptcy.

Once you are voluntarily bankrupt, your creditors, by law, must then stop ringing you, sending you threatening letters and generally harassing you and making your life a misery. You can get on with your life again!

HOW DEBT ACCUMULATES - You may have experienced a period of unemployment, reduced employment, ill health or a relationship breakdown. Perhaps you then began to use credit as a means of paying your bills.

MANAGING DEBT - Getting into debt is easy especially when the banks and finance companies are so willing to provide you with credit cards and store cards!

Being able to manage that debt is often the difficulty. When problems occur, you need to know where to get assistance. We can help you resolve your present debt situation and then you can get on with your life!

THE SOLUTION - To help you recover from overwhelming debt situations, the Australian Government, via the Bankruptcy Act (1966), has put provisions in place to assist you. The Inspector - General in Bankruptcy, Mr. Terry Gallagher said, "Bankruptcy provides legitimate relief from debts incurred by those who are in genuine financial difficulty...." WE CAN HELP! - We can assist you with all the documentation required for voluntary bankruptcy. Once this paperwork is lodged, you will be free from harassment from your creditors. This should bring you much-needed relief and put a smile back on your face! TESTIMONIALS - Go to About Us to read what people have to say about our service and how they feel now that they are no longer being constantly pursued by credit collectors!

To contact us - email: help@bankruptcyservice.com.au

PERSONAL and / or COMPANY DEBT: Our experience is in personal debt. If you need assistance with business or company debts, we can recommend a specialist in that field for you.

FREQUENTLY ASKED QUESTIONS (FAQ's):

• Is Voluntary Bankruptcy the only option?
• How long does it take to lodge my voluntary bankruptcy paperwork?
• How much will it cost to have you assist me?
• If I am bankrupt, can I keep my car and other assets?
• How much can I earn before I have to pay some back?
• I've heard that I will lose my passport. Is this correct?

You'll be pleasantly surprised at some of the answers! Go to the FAQ page to find the answers to these and other relevant questions.

DISCLAIMER: Whilst we endeavour to check that all information provided is correct, we accept no responsibility for any loss incurred by any person acting upon any information they obtain through this service.

PRIVACY STATEMENT: We are bound by the Privacy Act 1998 and, as such, we will not divulge or share any of your information with any outside party without your consent.

Bankruptcy Service Australia - Assistance for Australians considering Voluntary Bankruptcy - help manage debt, creditors, bankruptcy, debts, credit card debt, debt relief, debt assistance, debt problems, debt collectors, debt help, debt advice.

The Australian Government, via the Bankruptcy Act (1966) has put provisions in place to enable people to become debt-free and get on with their lives again - stress-free! The Inspector-General in Bankruptcy, Mr Terry Gallagher said, "Bankruptcy provides legitimate relief from debts incurred by those who are in genuine financial difficulty". If you have overwhelming debt problems and creditors are threatening you with Court Action or you have been issued with a Court Summons from one of your creditors, it may be time to consider voluntary bankruptcy. Many finance companies and credit card providers offer easy credit to encourage you to buy now, pay later! Then when you find that you can't pay off your debt, the debt collectors start to send threatening letters, and begin ringing at all hours of the day and night and even call on you. They can cause so much harassment that you can't sleep at night for worry! Most people who have debt problems have been through a period of unemployment, reduced employment, relationship breakdown and prolonged illness. They started to use credit as a means of bridging the gap between their reduced income and their soaring financial commitments. Though most people say that they would prefer to pay off their debts in full, they find that debt collectors, banks and finance companies put unreal demands on them and it becomes impossible to continue paying off all their debts. Bankruptcy is usually considered the worst case scenario when you are faced with overwhelming debt problems. These days, fortunately, there is no longer the same stigma about bankruptcy. The relief at not having the stress of continual debt problems far out weighs any negative thoughts about bankruptcy. Voluntary bankruptcy puts you back in control of your situation. Generally the debt collectors are silenced. You do not have to appear in Court. The sheriff will not come to your house to repossess your goods. You will not have your wages garnisheed. You will not lose your passport. You will have all of your unsecured debts such as credit card debts, mobile phone debts, and personal loan debts wiped from the slate. The period of bankruptcy is generally 3 years although you will have a bad credit rating for 7 years but most people considering bankruptcy will know that they already have a bad credit rating.
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